Mr Positive

"I like doing this, by the way - I like going around the country, saying, 'Folks, we have got a problem.'"


One proposal in circulation would allow individuals to invest in personal retirement accounts on top of their current payroll taxes, as an "add-on," rather than diverting payments from the existing system. Mr. Bush has been cool to the "add-on," approach, but he used that very phrase on Friday to describe his vision for the plan. Under his proposal, Mr. Bush said, income from a private account "goes to supplement the Social Security check that you're going to get from the federal government."

"See, personal accounts is an add-on to that which the government is going to pay you," he said. "It doesn't replace the Social Security system."

In fact, the personal accounts would offset a portion of the existing Social Security benefit and, its proponents argue, enhance it. Mr. Bush has proposed letting younger workers divert up to 4 percent of their taxable income into personal accounts - a move that detractors say would cost trillions in transition costs and ruin the underpinnings of the system.

Trent Duffy, a White House spokesman, said Mr. Bush was not embracing the alternate plan, which he said would amount to creating an entirely new program outside Social Security. Instead, Mr. Duffy said the president used the term "add-on" to describe his own proposal. "Social Security is facing its own problems and the president's mission is to save Social Security," Mr. Duffy said.



Is there some reason that the NY Times can't just make it clear that the president and his spokeman are outright misrepresenting their plan? Unless there is a plan in place that says you get to keep all the same scheduled benefits on top of your new "private account" makes, then this is not an "add-on" it is a "replace." Indeed, that is the whole point.

I think real add-on savings plans are fine. Since big business has abdicated its traditional responsibility to provide pensions (and people are forced to change jobs frequently), we are now reduced to encouraging people to save for a liveable retirement with various market based plans. But, it should be noted that one of the things that makes it possible for middle and working class people to take the risk of putting their retirement savings into the stock market is knowing that they have a guaranteed floor that they can count on --- backed by the full faith and credit of the US government --- in case something goes wrong.

But if Bush is going to pretend that his privatization plan is actually an add-on that will "save" social security then we should scrap the idea of any new add-ons, for now. If the allegedly liberal press is unwilling to state in clear and unambiguous language that the president is outright lying about this, then we will end up twisting ourselves into a pretzel trying to untangle the different meanings of "add-on" and "personal" and some fainthearted Democrats are going to get rolled.

I still maintain that whenever somebody says that we must present an alternative, we should say "We have presented the alternative. It's called "Social Security". It works very, very well and Democrats are damned proud to have created it."

I also think it might be useful for Democrats to say, "the president likes to say that he enjoys going around the country and saying 'Folks, we have got a problem.' But this problem, if it even is a problem, won't become evident for another 40 years. Meanwhile we've got a lot of problems right now in this country that the president doesn't want to talk about like ...."

I think one of the things that is hurting Bush is the fact that he's putting so much energy into something so abstract and far away. He's supposed to be the dude who deals with bad guys, not some social engineer who's trying to fix some complicated future problem that isn't evidently broken. It's weird. It doesn't fit. We should go on the offensive and accuse him of ignoring real problems while he holds useless town meetings trying to convince people to fix a problem that won't even present itself for forty years, if at all. I think people already kind of feel this and we need to articulate it for them. With all the problems we have in this world, does it make sense that the Republicans are so weirdly fixated on this?



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