And it’s real outside-the-box thinking that may be needed now. Because as “pay czar” Kenneth Feinberg’s recent report makes clear, little has changed in how Wall Street operates, and the big banks are even now finding their way through the new law’s many loopholes and continuing to award traders outrageous amounts of money for taking speculative risks. Feinberg lamented the payout of some $1.6 billion in bonuses and retention awards even as the government was bailing out the firms in 2008 and 2009; as a solution, he proposed a voluntary “brake provision” that would allow the boards of companies to reverse their contractual obligations to pay out such extras. But as Wallace C. Turbeville, a former VP at Goldman Sachs turned financial blogger, put it: Feinberg “might have more success asking the lions of the Serengeti to give the wildebeests a sporting chance of making an escape ... The government’s flaccid approach to Wall Street compensation, embodied in the Feinberg report, is appalling. These young traders are simply doing what America has told them to do. They are allowed to earn obscene amounts of money using the advantageous information, technology, and capital of their employers. Making money from less powerful counterparties is like shooting fish in a barrel.”